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Personal Finance Society
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News items | 30 Jan 2019
Examining the upcoming year.
Technical articles | 09 Nov 2018
Guaranteed minimum pensions accrued between 6 April 1978 and 5 April 1997 but the way in which the benefits were structured, accrued and paid has been a burden to all defined benefit contracted out schemes since 1990. The issue stems from a judgement often called the Barber Judgement. In this rul...
Technical articles | 31 Oct 2013
Since last writing on this subject a few years ago there have been some developments, both in the area of trusts in general and in the area of trusts used with employee/director benefits. In particular the Relevant Life Policy (RLP) has become far more popular and enhanced versions of the p...
31 Oct 2013
Since last writing on this subject a few years ago there have been some developments, both in the area of trusts in general and in the area of trusts used with employee/director benefits. In particular the Relevant Life Policy (RLP) has become far more popular and enhanced versions of the p...
Technical articles | 01 Mar 2009
In the increasingly competitive world of work, today's employer is under greater pressure to ensure the benefits they provide contribute directly to influencing employee behaviour, generate a maximum return on investment and help win the war for talent.
Technical articles | 01 Jun 2008
A pension is a long-term method of saving for retirement - to ensure that you have enough income in retirement to enjoy a comfortable lifestyle.  Pension schemes can be: set up by employers for the benefit of their employees (occupational schemes); set up on an individual basis.  ...
Technical articles | 01 Apr 2007
Alun Benyon, head of individual protection at Aegon UK, highlights the huge opportunities available for IFAs to generate additional income by selling protection products to businesses, both as employee benefits and as cover for key individuals.  Why settle for selling protection polici...
Technical articles | 01 Apr 2007
The tax year 2009/10 will see the alignment of upper earnings limit (UEL) and the higher rate tax threshold. For some employees the effect will be to produce a marginal tax rate of 51%. This will happen because their PAYE code may be less than the full personal allowance, for example becaus...
Technical articles | 01 Jun 2000
Company education support - the assistance that employers give to staff studying for professional qualifications - is an important issue for anyone planning their career in insurance.  For companies too, the support they give, which is a key part of their overall employee benefits pack...
 
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