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Personal Finance Society
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Qualification
The level 3 Certificate in Equity Release meets the FCA’s requirement for mortgage advisers and those advising on equity release schemes. In addition to developing advisory skills, the Certificate offers an understanding of equity release regulation, products, market practice, and customer needs.
Technical articles | 01 Jun 2007
Offset and current account mortgages
Research | 10 Feb 2015
Following the passing of the EU Mortgage Credit Directive (MCD) in February, the Financial Conduct Authority (FCA) is now in the advanced stages of implementing this into the UK. It has recently issued a consultation on how it will approach the most complex aspect of the Directive: how it w...
Technical articles | 01 Nov 2010
The Financial Services Authority published its latest consultation paper CP10/28 in its ongoing Mortgage Market Review (MMR), a review of various aspects of residential mortgages regulation. It is now looking at distribution issues: - introduce an appropriateness test for all mortgages...
Technical articles | 01 Jun 2008
A mortgage is a special kind of loan, typically taken out to buy a home.  It can be for any length of time agreed between the borrower and the lender.  The loan is usually based on: how much the borrower can afford to borrow; the value of the property.  The main 'lenders' are...
News items | 01 Jul 2005
Advisers who include lifetime mortgages within their portfolio need to carefully consider the FSA requirements for holding the appropriate qualification. Lifetime mortgages, which will cover both equity release and home reversion plans, have been categorised as 'higher risk' by the FSA and there ...
News items | 04 Dec 2018
Mortgage market review for December 2018.
News items | 06 Nov 2018
Mortgage market review for November 2018.
News items | 19 Jun 2018
Mortgage market update for June 2018.
 
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