Scheme specific tax-free cash applies where the individual had a right to more than 25% tax-free cash entitlement on 5 April 2006 (A-day) and didn’t have any other transitional cash protections, i.e. as part of their enhanced or primary protections.
With forthcoming inheritance tax (IHT) changes more individuals are likely to wish to carry out estate planning earlier. While there are a number of options available, a discounted gift trust (DGT) may be suitable for those who wish to retain access while reducing their overall taxable estate.
Winners of the Personal Finance Society (PFS) Personal Finance Awards 2025/26 were announced this afternoon at a prestigious ceremony in London. The awards showcase excellence in financial planning, recognising the fantastic work delivered by advisers, paraplanners and their teams.
As part of its commitment to upholding professionalism, and developing the next generation of talent, the Chartered Insurance Institute (CII) and Personal Finance Society (PFS) held their third annual Apprenticeship Awards and Qualification Prize giving ceremony on Friday evening (17 Oct 2025), recognising excellence across the insurance and financial planning professions.
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